Carded is a new kind of payment card. It's more than just a checking account, more than a debit card, and personalised for you.
A credit report (sometimes referred to as a credit file) is a record of how you pay your credit cards, mortgages, auto loans, student loans and other liabilities. Credit reports are used by financial institutions, credit grantors, insurance companies, and utility providers to determine your credit and/or insurance worthiness. Some employers also use them as part of the employment screening processes. And finally, they’re used by collection agencies to assist with their debt collection efforts.
The biggest complaint most consumers have about credit reports is that they don’t understand them. SmartCredit® has changed that. With SmartCredit®, you’ll find a revolutionary SmartCredit® Report that is easy to understand and view. It is a first-of-a-kind tool where you can search, sort and, best of all, take action. You’ll be able to see which negatives impact your credit score most and with the Action Button, you can take action directly with that creditor for anything you need.
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